Our Friendly Policies and Guidelines
Membership Made Simple: Here’s How
Main insured Must:
- Be a member of the Grenada Union of Teachers who pays G.U.T union dues and is in good finacial standing.
- Be at least six months away from the age of 50.
- Completed a medical certification exam by one of our Approved Physicians.
- Complete and Submit Application, Deduction and Medical certification forms within 90 days.
Access Our Electronic Forms
Dependents:
- Spouse MUST be at least six months away from the age of 50.
- Child/Children MUST be at least 6 months away from their 18th Birthday.
- Both Spouse and/or Child/Children MUST be examined by one of our Approved Physicians to complete the required medical forms.
- Completed Application, Deduction and Medical Certification forms for both Spouse and Child/Children MUST be submited within 90 days.
- Newborn babies are entitled to automatic membership on application by the parent within 14 days after birth. No Medical Certificate is
necessary.
NB: Parent will have to call or come in person to make such a request.
Making Claims Seamless: Here’s How
- Claims would be only considered after 3 months of membership.
- Two doctors’ referrals should be submitted before travelling abroad to do medical.
- Prescribed Drugs:
The cash bill from the pharmacy, showing the date, the full name of the doctor who prescribed the drugs, the cost of the drugs supplied and the prescription number, must be submitted as proof of expenses incurred for prescribed drugs. - Claims Processing Procedure:
Written proof of claims must be submitted to the Union within 90 days starting from the first day of treatment for which the claim is made.
- X-Rays and Laboratory tests:
In the case of an X-ray or Laboratory test, it is necessary to submit a bill or receipt showing the charge and the type of X-ray together with the Claim Form completed by the doctor who recommended the x-ray or test.
Additional Guidelines to Support You
- Termination of Policy:
Your Plan will automatically terminate on the date premium payments for your plan are ninety (90) days in arrears. - Death Benefit:
The Death Benefit of $5000.00 covers MAIN INSURED only and not the dependents.
- Medical Certification:
The doctors to do certification will be named by the Medical Plan Committee, and persons wishing to join MUST get the medical done by any one of our approved doctors.
- Termination of Policy:
